Four girls sink a time capsule in a lake with a list of things they want to do before graduation, but they all go separate ways before graduating. When a tragedy strikes, they reunite to find the capsule and complete the bucket list.
Former sports gambling addict Chance needs $60,000 to save his mother from nursing home eviction. So he falls back into his old habits, only to learn he's never lost a bet on Christmas. Is this the Christmas miracle he's been waiting for? Or just an addict who can't control himself?
Olivia, a rising star in her father's firm, crosses paths with Jonathan, the heir to a banking dynasty. As their careers and ambitions intertwine, a chilling secret begins to surface -- one that threatens to unravel everything she's worked for.